7 monthly bills affected by your credit rating

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You probably know your monthly bills can impact your credit, as late payments or accounts in collections can land on your credit report and bring down your credit score. But are you aware your credit score can affect the payment amount on a number of your monthly bills? Here are seven monthly bills with payments your credit score can determine. …

Why Renters Insurance Is Worth Buying

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With college-graduation season here, scads of young adults will soon rent their first apartments and possibly buy their first renters insurance policy. There’s little reason not to get it: The average policy costs just $190 per year, according to the National Association of Insurance Commissioners. For the price of a few lattes a month, renters can cover their possessions, the …

Property Insurers Hit By Worst First Quarter in 20 Years

Hail, tornadoes and an ice storm turned the first three months of 2017 into the most expensive first quarter in more than 20 years for U.S. insurers. The unexpectedly harsh weather is surfacing in insurers’ earnings. First-quarter underwriting results for Travelers Cos. worsened year-over-year as catastrophe costs jumped 9% to $347 million. Allstate Corp. and others have warned about increased …

5 Questions to Ask Your Insurance Rep About Renters Insurance

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While renters insurance offers broad protection for tenants, it’s important for consumers to choose the policy that best suits their individual needs. A renters policy can cover your personal belongings and help cover legal costs in the event you are sued for accidental bodily injury or property damage of others. But not all policies are the same. Here are five …

8 ways telematics will shape insurance agencies in 2017

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The insurance industry is at an exciting precipice. Telematics is gaining steam as more insurance agencies implementing telematics programs see a positive effect on their bottom line, and more consumers begin to realize the advantage of one of the most prevalent uses of telematics: usage-based insurance (UBI). UBI programs allow policyholders to voluntarily track their driving habits and share the …

Space Heater Safety Tips

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In order to save money in the colder months, many people opt to use a space heater to heat one room rather than heat the entire structure. Regardless of your plan, it is important to be cautious. The National Fire Protection Association (NFPA) estimates that nearly 18,000 residential fires every year are associated with the use of room (space) heaters.* …

Fireplace Safety & Maintenance

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When the colder temperatures start to set in, many homeowners will turn to their fireplace, wood or pellet stoves as an additional heat source. While fireplaces can provide warmth and comfort, if you are not careful, they can also be a hazard. Keep in mind the following precautions to help ensure a safe winter season. Keep Your Chimney Fireplaces and …

3 Hacks to Help You Achieve Your Career Goals

Focus on the goal as a business symbol of a successful journey based on a strategic path and clear financial planning on the destination represented by a red push pin on a straight road away from confusion and chaos.

“Where do you see yourself in five years?” It’s a cliché job interview question that rarely gets asked anymore, but it provides value well beyond the interview. Sometimes, 40 hours can feel like a light week, and we’re so distracted that we don’t take a step back to look at the big picture. But we should. If you don’t know …

Cubs World Series trophy coming to Whiting

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After 108 years, the Chicago Cubs finally ended the longest and most romanticized drought of futility in professional sports by bringing home a World Series trophy. Now the trophy — the pinnacle of Cubs fans’ hopes and dreams for generations — will make a historic appearance in the Region. Whiting announced on Facebook that the Cubs will bring their World …